Bearing Through A Bear Market
Oct 21, 2022
Have you looked at your retirement account recently? If you have, I’ll bet you looked at your account balance and thought, “Why is my account balance less than it was at...
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Salary Deferrals: Dollar or Percent?
Oct 08, 2019
For my niece’s 7th birthday, my husband told me that he’d take care of the birthday money, proudly showing me a $50 bill. She opened up her presents and cards from...
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Retirement Readiness: Preparing for Our Retirement Dream
How far out from retirement you are can have a big impact on your retirement readiness and what steps you can take to try to right the ship if you will. While there is no one quick fix or simple solution to preparing for a successful retirement here are a few tips to help along the way.
May 14, 2019
Many of us struggle with our retirement planning. Am I saving enough? How should I be invested? How much will I need in retirement? Or, perhaps you fall into the camp...
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Risk Tolerance and Reaction to Past Market Volatility
In the markets, we had a negative 2018 but started off with strong January 2019 performance. Frankly, I’m a little disappointed about the 2008 data dropping off the fact sheets. Why am I sad to see those numbers go away? Because, I like to use them to gauge a participant’s ability to tolerate risk.
Feb 11, 2019
Even a groundhog can’t predict the future It’s February 2019. Most of us have probably broken or revised our New Year’s resolutions by now. After a few brutally cold days, the...
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Investing Basics for VEBA/HRA Balances
When deciding how to invest funds in their account, there are some things that participants might want to consider.
Nov 27, 2018
This post was written by Karni Adamson, Senior Sales Relationship Manager for BPAS VEBA & HRA/HSA Services Considerations for Investing After participants have opened a VEBA/HRA and registered for online access...
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A Quick and Cost-Effective Way to Access Your VEBA/HRA Funds: the Benefit Debit Card for Mail-order Rx Copays
Looking for a quick and cost-effective way to access your VEBA/HRA funds? We’ve got a solution for you.
Sep 11, 2018
This post was written by Karni Adamson, Senior Sales Relationship Manager, for BPAS VEBA & HRA/HSA Services. With healthcare costs on the rise, we’re always looking for ways to save. For...
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Seven Things to Do During Open Enrollment
There’s still time to take advantage of everything that the open enrollment period at your workplace has to offer.
Nov 20, 2017
Open enrollment is coming to an end. But there’s still time to take advantage of everything that the open enrollment period at your workplace has to offer. Here are just seven...
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You’re One in 2.7 Billion!
By keeping a valid email on file, we’re committed to making things more convenient and accessible for you.
Sep 19, 2017
No, that’s not your chances of winning the next big lottery. Chances are, you are one of the 2.7 billion email users in the world. As a participant, you may have...
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Financial Organization
Aug 07, 2017
When I first started driving, I didn’t have a GPS to help guide me. Instead, I had my dad. When I would get lost (which was way more than I’d like...
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Your Money. Your Terms – How to Avoid Paying the 10% Penalty on Retirement Savings Withdrawals – First Time Homebuyers Exemption
We show how first time home buyers can withdraw from their IRA to purchase a home.
Jul 20, 2017
Continuing in our series on exceptions to the 10% withdrawal penalty, we identify qualified first-time homebuyers as another exception. Rules This exception applies to IRAs only. Employer Qualified Retirement plans are...
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